Vegetable grower financial model, built free.
A three-statement Excel model for a field vegetable and potato grower, built from your own figures and checked to balance.
- Free account
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- Usually ready within the hour
We use generative AI in parts of our process, so mistakes can occur. Every model should be checked by a person before it is relied on. Read more
Grows lettuce, brassicas, carrots, onions, potatoes and other field vegetables in successive plantings through the year, supplying supermarket programmes, processors and central markets, with labour, water and weather driving results.
In short
- 01
Three linked statements
Income statement, balance sheet and cash flow, linked in every period.
- 02
Valued two ways
Discounted cash flow and trading multiples, side by side.
- 03
Monthly to annual
Monthly, quarterly, half-yearly or annual periods, for up to 30 years.
- 04
Checked every period
A Checks sheet shows the balance sheet balances and the cash reconciles.
The sample, as Excel draws it.
Built by the same system and checks as yours: its structure and its inputs, ready for your own figures.
The sample describes no real business. Yours is calibrated to your own figures, so its results are your business’s.
How the model works for a vegetable grower.
- How it earns revenue3 formulasCrop sales and prices · All cropsFarmgate price per tonnePort price per tonneFreight to port per tonneReceival, handling and port charges per tonneLevies per tonneCrop sales and prices · All cropsCrop sales at the farm gateValue of the crop at portFreight, handling and levies deductedWater entitlements and allocations · All water entitlementsSales of surplus allocationSurplus allocation soldTemporary water price per megalitreTrading costs (share of the temporary price)
- What drives its costs3 formulasCrop growing costs · All cropsCrop growing and harvest costsGrowing costsHarvest, freight, levies and insuranceOperating expenses · Across the businessTotal FTEsOperations and deliverySales and marketingTechnologyFinance, HR and administrationOperating expenses · Across the businessTotal average FTEsOperations and deliverySales and marketingTechnologyFinance, HR and administration
- What it invests in3 formulasFarmland value · All farmsDepreciation of farm improvementsDepreciation of existing improvementsDepreciation of new improvements (from mid-period)Farmland value · All farmsImprovements at period endImprovements at period startImprovements capexDepreciation of farm improvementsFarmland value · All farmsFarmland and improvementsLand at costImprovements at period end
- How it is funded3 formulasDebtRepaymentsScheduled repaymentsPrepayments from an equity raise and the cash sweepDebtClosing balanceOpening balanceDrawdownsRepaymentsDebtInterest expenseOpening balanceAll-in interest rateshare of the year
- How profit becomes cash3 formulasWorking capitalTrade receivablesRevenuefrom statementsDebtor daysDays in periodWorking capitalInventoryDirect costs (positive)from statementsInventory daysDays in periodWorking capitalTrade payablesCash operating costs (positive)from statementsCreditor daysDays in period
18 parts, each one tested.
Every part is a tested building block with its own checks: yours is put together from the ones your business needs.
- CPI forecastConsensus curve with long-run anchor
- Operating expensesHeadcount build by function
- Working capitalFull working capital
- Income taxCorporate rate with tax losses
- DebtAmortising term loan
- Discounted cash flow valuationDCF on free cash flow to the firm
- Multiples valuationEV / EBITDA multiple
- Commodity price deckFlat real pricesPrice paths for the farm, fish and forest commodities in the model — grain, oilseeds, cotton, sugar, beef, lamb, pork, wool, milk, fish, logs, fertiliser and feed — that sales and cost methods read as indices.
- Seasonal conditions and climate riskSeason type by yearA season factor that scales yields, carrying capacity, receivals, input demand (or, for ski resorts, snow and skier visits) for drought, average and good years.
- Key-metric summaryLast-twelve-month and run-rate metrics
- Budget phasingSeasonal profile of twelve monthly weights
- Covenant tests and headroomLVR, gearing and ICR for property
- Farmland valueHeld at costValue of farmland and fixed improvements — held at cost, revalued, or at fair value for leased-out farms.
- Crop area and productionArea × average yieldHectares planted and tonnes harvested for each crop and season.
- Crop sales and pricesPort price less supply-chain costsRevenue from the harvested crop — the price achieved and when it is sold (unsold grain is inventory).
- Crop growing costsPer-hectare plus per-tonne costsVariable costs of growing and harvesting a crop — seed, fertiliser, chemicals, fuel, contract services, freight, levies and insurance.
- Growing crops and harvested produce at fair valueCost as a proxy for fair valueCrops in the ground and produce at the point of harvest carried at fair value less costs to sell (AASB 141), with the movement taken to profit.
- Water entitlements and allocationsAllocation for own irrigationWater available from each entitlement holding — its allocation, use, trade and charges — and its carrying value.
The numbers it tracks.
- 01hectares planted
- 02cartons or tonnes per hectare
- 03price per carton
- 04packout %
- 05labour per hectare
- 06EBITDA per hectare
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Looking for a vegetable grower financial model template? Ours arrives built for your business, with your figures in it.
See a finished model, sheet by sheetThe sample is built on illustrative figures and describes no real business. Models are calculations prepared from the information you provide. They are not financial advice and must be independently verified. See our terms.